Next year Australian property will be hit by multiple forces – some for the good, some for the bad. But, by the end of 2019, there will be greater optimism in property than there is now. Here’s What …
ReadSydney and Melbourne may be labelled as rivals but they have much in common, especially their economies. Knowledge-intensive service industries have transformed both cities over the previous 20 years. The four biggest markets by output in both Sydney …
Read“Tighter Lending Conditions” many would-be buyers are hearing as their banks decline their loan application. But where do they go next if they have to settle on that property? The latest numbers are in – the housing market …
ReadThere are a few regular events in the Australian calendar; leadership spills in Canberra, the Melbourne Storm reaching a grand final and the media panicking everyone with stories about a property crash. Recently both 60 Minutes and 7.30 …
ReadIn the past, bank lending policies were more lenient, and getting a home loan application approved was quite simple. However, in recent years, bank lending criteria has become tighter, and there has been a whole new level of …
ReadDespite its reputation for being Australia’s best-performing capital city market in terms of value growth, the evidence suggests Hobart’s housing market is set to weaken, according to CoreLogic research analyst Cameron Kusher. Data from the firm shows that …
ReadNot only is walking beneficial to our health and the environment, a walkable city can also have economic advantages. It is no coincidence that the six most walkable cities in the world have high GDP levels. Here in …
ReadThere has been plenty of TV and newspaper ads from credit repair companies that claim they can improve your credit report or history and while this may sound enticing, you should be careful of any organisation promising to …
ReadAre you paying interest more than you have to? As the financial year comes to an end, it’s that time when many Australians complete their tax returns, check their mortgage statements and realise that the banks are ripping …
ReadOver the past decade interest-only (i/o) loans have been easily available so much so that they have been perceived to have been a stimulant of the property spike. However, because of the changes from APRA, about $60 billion …
ReadHave you made too many credit enquiries over the past 12 months? You may be surprised to know that your personal loan, credit card or home loan application may be denied just because you have done so. People …
ReadSometimes, you don’t mean to miss a due date but there could be some consequences. When you do forget to pay a bill, it could make it difficult for you to get a loan. Fortunately, it does …
ReadGetting a loan may become more complicated under new credit policies being developed and it may not just apply to those with a bad credit. Banks are being forced to join the new comprehensive credit reporting regime which …
ReadDid you know that Australians can now make voluntary superannuation contributions of up to $15,000 a year for the purposes of buying a first home? Under the recently legislated First Home Super Saver (FHSS) scheme first home buyers …
ReadAs the sun sets in one part of the World, it is rising elsewhere. This is true for Australian property in 2018. While the long-anticipated cool down in the (investor) markets of the eastern states is now upon …
ReadDid you know that getting finance for business purposes might be easier than getting a home loan? With the amount of scrutiny from regulators such as APRA and ASIC on residential mortgages, the banks are trying to increase …
ReadTwo of the major banks are forecasting two rate rises in 2018. How will borrowers cope when that little bit more of the household budget has to go on paying off the home loan? NAB and ANZ economists …
ReadDid you know that there is a loophole across all states, which allows investors who own multiple properties to use government grants for first-home buyers? The rules show that it does not matter if a person owns many …
ReadInterest rates will remain low and most property will enjoy modest growth over the next 15 months; this is good news for borrowers and property purchasers. With wage growth at 1.8 per cent, Australians are stepping back from …
ReadThere was a time when property owners were advised that their investment loans should be interest-only and the loan on their own home should be principal and interest. But now some experts think that borrowers should radically change …
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