Be nice to your kids…they may choose where you live

Facebook Twitter LinkedIn Mail Us

As we and our loved ones get older, a time will come when we will need to make a decision regarding assistance living (i.e. Hostel or Nursing home). The costs for such accommodation are increasing and depending on a formal assessment by ACAT (Ages Care Assessment Team) these cost could either be an initial lump sum (Hostel accommodation) or significant daily costs (Nursing home). Hence, not only awareness and understanding of your options are required but it is critical to plan in advance before making such decisions.

 

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
HCBXhXGADw888/BwYGwuUTJ

Leave a Reply

Your email address will not be published. Required fields are marked *

Join our mailing list today!

Keep up to date with our latest news & updates!

Subscribe to Newsletter (home)

Join Our Mailing List

Join thousands of property investors and business owners who subscribe to Chan & Naylor – get monthly updates including news and views from experts in property, business, wealth creation, tax accounting, finance...and more!