Latest News

Borrowing Capacity Boosted by 14pc

Australian’s borrowing power got a major boost this week, when the Australian Prudential Regulations Authority (APRA) loosened the lending criteria it had forced on the banks. APRA announced on Friday that it is scrapping the obligation on banks …

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Ghost Shops Haunt New Apartment Blocks

We’ve all seen the glossy brochures for new apartments with street filled with shops and passers-by. But, according to a new ABC report, many apartments are remaining empty – deadening the feel of the new development. Australian’s shopping …

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Auction bids decline with intensity of competition

Economists from the University of Technology Sydney (UTS) and the University of Sydney have co-authored a new study that challenges conventional thinking about auctions and is applicable to real-life bidding situations including property auctions. The study suggested that …

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Peer-to-Peer Lending

There’s another way of getting finance. The lending market is changing radically and Aussie borrowers can reap the benefit as they look for alternative sources of funds. Recent surveys conducted by ASIC have made it clear that the …

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Decreases in fixed mortgage rates continues

Fixed mortgage rates continue to be cut with Macquarie Bank, ME, and HomeStart Finance being the latest lenders to cut rates by up to 60 basis points, according to TheAdviser’s report. Macquarie Investment banking company Macquarie has revealed …

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Banks to make borrowing easier

These past weeks have seen a number of banks, showing their support for home buyers and small businesses by assuring them that they are ready to make borrowing easier. Suncorp pledges $3 billion Non-major bank Suncorp has promised …

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Cheapest is Not Always Best

Good mortgage brokers strive to get the best deal for their clients.  But best is not always the cheapest. Our Christmas and New Year were overshadowed by a loan we were arranging where the original bank really put …

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