Go from home loan to holiday with Chan & Naylor Finance and Virgin Money
Chan & Naylor Finance mortgage brokers have been accredited by Virgin Money for Chan & Naylor clients to get access to their Reward Me Home Loan. Virgin Money is the only lender in the market to offer Velocity Frequent Flyer Points on settlement1, monthly2 and on regular anniversaries3. Plus for a limited time, they have doubled the Velocity Points on settlement of eligible new home loans – simply get your applications in by 30 Nov 2018 and settle by 28 Feb 2019. This means when you borrow $500,000 through Chan & Naylor Finance, you will receive 100,000 Velocity Points on settlement, which is enough for a return economy flight from Sydney to Los Angeles4
In addition, Virgin Money offers Chan & Naylor Finance clients competitive interest rates, with variable rates from 3.64% p.a. for owner-occupiers paying principal and interest (comparison rate 3.78% p.a.#) and from 3.89% p.a. for investors paying principal and interest (comparison rate 4.03% p.a.#).
To take advantage of this limited time double Velocity Points offer, contact one of our friendly Chan & Naylor Finance mortgage brokers today.
Chan & Naylor Finance Team
Sarah Fallon is an authorised Credit Representative (CRN 479896) of BLSSA Pty Ltd (Australian Credit Licence 391237)
Heath Thompson is an authorised Credit Representative (CRN 412405) of BLSSA Pty Ltd (Australian Credit Licence 391237)
Lucy Ramunno is an authorised Credit Representative (CRN 433160) of BLSSA Pty Ltd (Australian Credit Licence 391237)
Jim Simos is an authorised Credit Representative (CRN 394896) of BLSSA Pty Ltd (Australian Credit Licence 391237)
Chris Brown is an authorised Credit Representative (CRN 469606) of BLSSA Pty Ltd (Australian Credit Licence 391237)
Dawn Kilkelly is a Credit Representative (CRN 392636) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Home Loans: Virgin Money (Australia) Pty Limited ABN 75 103 478 897 promotes and distributes the companion account and the home loans as the authorised representative and credit representative of the issuer and credit provider, Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence/AFSL 244 616.
- All new customers who apply for a home loan with LVR of 90% or below, between 27 August and 30 November 2018 (inclusive) and settle by 28 February 2019 will receive 2,000 Velocity Points (normally 1,000 Velocity Points) for every full $10,000 drawn at settlement. For construction loans, Points will be paid after the first drawing (paid in $10,000 increments). Assumes earn rate remains the same for the period shown. LVR is the loan to valuation ratio of your loan. Velocity Points will be credited to the Primary borrower’s Velocity account only, up to 60 days after settlement.
- 1,000 Velocity Points per loan account per month.
- Anniversary Points, currently 30,000 Velocity Points, are paid on every 3 year anniversary of the settlement date provided total borrowings are greater than $50,000 (net of any balances held in a linked offset facility). Points are only paid once regardless of the number of split borrowings a customer has with us and they must be a continuous Reward Me Home Loan customer during the period.
- The quoted redemption fares are correct as at 22 May 2018 and are subject to change. Fares are subject to availability, and seats are limited and may not be available at peak times or on all flights. Price is based on a return economy Reward Seat fare or business Reward seat fare as specified and must be booked on the Velocity website. Taxes, fees and surcharges are payable in addition to Velocity Points redeemed. Any taxes or fee components are not eligible for Points earned. Price may vary until ticketed. All payments made on the internet or on the phone via debit/credit card are subject to a payment surcharge between 0.6% to 1.3% of the total value of the card transaction (capped at $70 per passenger per booking). Add $40 or 5,200 Points for international short haul bookings or $70 or 8,800 Points for international long-haul booking per person for bookings made on the phone. A checked baggage allowance is included in your fare, view https://www.velocityfrequentflyer.com/content/Info/rewardseat-baggage-allowances/ for details. Name changes are not permitted. Other changes, refunds and cancellation are permitted prior to travel and may incur a fee and any applicable fare difference. You may also be entitled to a refund under the Australian Consumer Law in certain circumstances. View https://www.velocityfrequentflyer.com/content/Info/rewardseatfarerules/ for more information. Some flights may be operated by a partner airline. Different baggage allowances and conditions may apply to these flights. Full terms and conditions at velocityfrequentflyer.com.
# Comparison rate: Comparison rate calculated on a loan amount of $150,000 for a term of 25 years. For fixed rates, the comparison rate is also based on an LVR of 80% or less. These rates are for secured lending only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates and fees are subject to change without notice. Comparison rate for variable Interest-Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed interest-only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest-only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.