by Cindy Su | Nov 20, 2025 | All, Supers, Uncategorized
What Is an SMSF? A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself. Like all super funds, its purpose is to provide retirement benefits to its members. However, unlike retail or industry super funds, an SMSF gives you full...
by Cindy Su | Nov 14, 2025 | All, Trusts
What is a Family Trust? A family trust, also known as a discretionary trust, is one of the most flexible and tax-effective structures used by Australian families, business owners, and investors. At its core, it’s a legal arrangement where a trustee (either an...
by Cindy Su | Oct 22, 2025 | All, Supers
Why More Australians Are Turning to SMSFs In recent years, more Australians have been choosing Self-Managed Super Funds (SMSFs) to take control of their super and build wealth on their own terms. With traditional super funds, you usually have little say in where your...
by Cindy Su | Oct 15, 2025 | All, Trusts
What is Unit Trust? A unit trust is an investment structure that divides ownership into units, each representing a fixed portion of the trust’s assets and income. Investors (called unit holders) receive distributions according to how many units they hold, much like...
by Cindy Su | Oct 10, 2025 | All, Property, Trusts
Most landlords aim to grow their rental income without losing too much of it to tax. The key often lies in how you structure your investments. While family trusts and company setups are well-known, there’s a structure built with property investors in mind — the...
by Cindy Su | Oct 2, 2025 | Trusts
As a landlord or property investor, you’ve probably thought about more than just buying the right property at the right price. Protecting your investment from risks like lawsuits, creditors, or complications in family succession is just as important as finding that...
by Ed Chan | Sep 26, 2025 | All, Business
A carpenter cannot do his job without knowing how to use the tools of his trade like a hammer or a saw A small business owner cannot do his job without knowing how to use the tools of running a business, like understanding the Financial Statements of his business....
by Cindy Su | Sep 11, 2025 | All, Business, Tax and Accounting
Falling behind on your Business Activity Statement (BAS) lodgments can be stressful, especially when the Australian Taxation Office (ATO) issues penalties. Whether it’s a missed deadline or an unpaid balance, the consequences can affect your cashflow and put...
by Ed Chan | Sep 8, 2025 | All, Tax and Accounting
Finding balance between enjoying life and managing your finances wisely can often feel like a juggling act. You want to live in the moment, experience the things you love, and create lasting memories—but at the same time, you don’t want to overspend or compromise your...
by Ed Chan | Sep 3, 2025 | Business, Property, Tax and Accounting
After more than 40 years of advising families, I’ve seen many parents make the mistake of gifting money to their children. It may feel generous to give them a deposit for their first home or provide a loan to help with a purchase, but this can easily backfire. With...
