by Cindy Su | Nov 20, 2025 | All, Supers, Uncategorized
What Is an SMSF? A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself. Like all super funds, its purpose is to provide retirement benefits to its members. However, unlike retail or industry super funds, an SMSF gives you full...
by Cindy Su | Oct 22, 2025 | All, Supers
Why More Australians Are Turning to SMSFs In recent years, more Australians have been choosing Self-Managed Super Funds (SMSFs) to take control of their super and build wealth on their own terms. With traditional super funds, you usually have little say in where your...
by Ed Chan | May 26, 2025 | All, Property, Supers
How would you feel if you were taxed on paper gains (before asset is even sold) instead of being taxed on cash gains (after you have sold the asset) and you have the cash to pay the tax? What Is Being Proposed? Treasurer Jim Chalmers proposed a new policy during the...
by Cindy Su | Nov 28, 2024 | All, Business, Supers, Uncategorized
PAYG, or Pay As You Go, is Australia’s system for tax withholding and instalments designed to help you meet your tax obligations throughout the year. Whether you’re running a business, managing property investments, or overseeing an SMSF, PAYG ensures you stay...
by Cindy Su | Nov 21, 2024 | All, Business, Supers
Division 293 tax was introduced in 2012 by the Australian Taxation Office (ATO) that applies to individuals with income above a certain threshold. It imposes an additional 15% tax on concessional (pre-tax) superannuation contributions for those exceeding the...
by Cindy Su | Sep 20, 2024 | All, Business, Supers
Superannuation (super) is a crucial aspect of financial security for employees in Australia. It ensures that workers have a safety net for their retirement, helping them maintain a comfortable lifestyle when they stop working. As an employer, it is your responsibility...
